As summer activity surges across bars, terraces, festivals, and tourist destinations, speed and flexibility in payment systems are becoming essential for freelancers and small businesses. Spanish fintech PaynoPain, which has been developing global payment solutions since 2011 and holds a Payment Entity License from the Bank of Spain, is driving this shift with its Tap to Pay technology; a tool that’s transforming how entrepreneurs charge for their services in dynamic, infrastructure-light environments.
Tap to Pay enables professionals to accept card or mobile payments directly from a compatible smartphone, eliminating the need for traditional card readers or additional hardware. This mobile-first approach is proving especially useful for vendors who work on the move, such as food trucks, tour guides, market sellers, and seasonal businesses that need to stay agile and operational in a wide variety of locations.
The appeal of Tap to Pay lies in the combination of total mobility, cost efficiency, and fast, secure transactions. By using only a smartphone, entrepreneurs can accept payments anywhere, even where there’s no fixed network or conventional infrastructure. This setup cuts down on queues and wait times during high-traffic periods, improving customer experience without compromising service speed. In today’s context, where users expect frictionless, contactless payment options, this level of convenience is a clear advantage.
The financial savings are another draw: without the need to purchase or rent traditional payment terminals, small business owners and freelancers avoid hardware-related costs and maintenance. This lowers the barrier to entry for digital payment solutions, making them more accessible to new or seasonal operators.
Minimizing the risks
Security is also a key component. Tap to Pay meets stringent industry standards for contactless payments, reducing fraud risks and human error. The absence of physical card handling or cash further minimizes the chance of loss or theft; an important consideration for businesses operating in busy public settings.
In addition, this digital-first model contributes to environmental sustainability by cutting down on paper receipts and reducing the circulation of cash, helping lower the ecological footprint of small-scale commerce.
PaynoPain reports a sharp increase in demand for Tap to Pay over recent months, particularly among mobile and seasonal vendors. “Tap to Pay allows any professional to get paid quickly and securely using only their phone,” says Jordi Nebot, CEO and co-founder of PaynoPain. “It’s ideal for people on the move or working without fixed infrastructure, and it meets the growing demand for fast, contactless payments.”
